/* ==========================================================================
   Monetrax — design system
   Sora (display) + Inter (body). Navy + gold brand, teal interface accent.
   ========================================================================== */

:root{
  --ink:#0C1A36;
  --ink-2:#16315F;
  --ink-3:#1E3A66;
  --gold:#C9A14A;
  --gold-soft:#E7CF95;
  --teal:#0E9384;
  --teal-dk:#0B7A6E;
  --paper:#F7F6F2;
  --cloud:#E6E8EC;
  --line:#DFE3E9;
  --slate:#33415C;
  --muted:#6B7689;
  --white:#FFFFFF;

  --maxw:1180px;
  --radius:16px;
  --radius-sm:10px;
  --shadow:0 18px 50px -24px rgba(12,26,54,.35);
  --shadow-sm:0 6px 20px -12px rgba(12,26,54,.30);

  --ff-display:"Sora",-apple-system,Segoe UI,Arial,sans-serif;
  --ff-body:"Inter",-apple-system,Segoe UI,Arial,sans-serif;
}

/* ---- reset ---- */
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;font-family:var(--ff-body);color:var(--slate);background:var(--paper);
  line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;overflow-x:hidden}
img,svg{max-width:100%;display:block}
a{color:var(--teal-dk);text-decoration:none}
a:hover{color:var(--teal)}
h1,h2,h3,h4{font-family:var(--ff-display);color:var(--ink);line-height:1.15;
  letter-spacing:-.02em;margin:0 0 .5em;font-weight:600}
h1{font-size:clamp(2.1rem,4.6vw,3.5rem);font-weight:700}
h2{font-size:clamp(1.6rem,3.2vw,2.4rem)}
h3{font-size:1.2rem}
p{margin:0 0 1rem}
ul{margin:0;padding:0}

/* ---- helpers ---- */
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.section{padding:84px 0}
.eyebrow{font-family:var(--ff-display);font-size:.74rem;font-weight:600;
  letter-spacing:.18em;text-transform:uppercase;color:var(--teal);margin-bottom:14px}
.eyebrow.on-dark{color:var(--gold)}
.lede{font-size:1.12rem;color:var(--muted);max-width:62ch}
.center{text-align:center}
.center .lede{margin-left:auto;margin-right:auto}

/* ---- buttons ---- */
.btn{display:inline-flex;align-items:center;gap:.5rem;font-family:var(--ff-display);
  font-weight:600;font-size:.95rem;padding:.85rem 1.5rem;border-radius:999px;
  border:1.5px solid transparent;cursor:pointer;transition:transform .15s ease,
  background .2s ease,color .2s ease,border-color .2s ease}
.btn:hover{transform:translateY(-2px)}
@media (prefers-reduced-motion:reduce){.btn:hover{transform:none}}
.btn-primary{background:var(--teal);color:#fff}
.btn-primary:hover{background:var(--teal-dk);color:#fff}
.btn-gold{background:var(--gold);color:var(--ink)}
.btn-gold:hover{background:var(--gold-soft);color:var(--ink)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--ink);color:var(--ink)}
.btn-ghost.on-dark{color:#fff;border-color:rgba(255,255,255,.35)}
.btn-ghost.on-dark:hover{border-color:#fff;color:#fff}

/* ---- header ---- */
.site-header{position:sticky;top:0;z-index:50;background:rgba(247,246,242,.9);
  backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px}
.brand{display:flex;align-items:center}
.brand svg{height:34px;width:auto}
.nav-links{display:flex;align-items:center;gap:2rem;list-style:none}
.nav-links a{font-family:var(--ff-display);font-weight:500;font-size:.95rem;color:var(--ink)}
.nav-links a:hover{color:var(--teal-dk)}
.nav-actions{display:flex;align-items:center;gap:1rem}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px}
.nav-toggle span{display:block;width:24px;height:2px;background:var(--ink);margin:5px 0;
  transition:transform .2s ease,opacity .2s ease}

/* ---- hero ---- */
.hero{background:var(--ink);color:#E9EDF6;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;
  background:radial-gradient(900px 400px at 78% -10%,rgba(201,161,74,.16),transparent 60%),
             radial-gradient(700px 500px at 0% 110%,rgba(14,147,132,.14),transparent 55%)}
.hero .wrap{position:relative;z-index:1;padding:96px 24px 104px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.hero h1{color:#fff}
.hero h1 .accent{color:var(--gold)}
.hero p{color:#AEBAD0;font-size:1.15rem;max-width:48ch}
.hero-cta{display:flex;gap:1rem;flex-wrap:wrap;margin-top:28px}
.hero-aside{position:relative;min-height:300px}
/* signature: ascending path echoing the mark */
.rise{width:100%;height:auto}
.rise .track{fill:none;stroke:rgba(255,255,255,.16);stroke-width:2}
.rise .path{fill:none;stroke:var(--gold);stroke-width:3;stroke-linecap:round}
.rise .node{fill:var(--gold)}
.rise .chip{fill:rgba(255,255,255,.05);stroke:rgba(255,255,255,.12)}
.rise .chip-label{font-family:var(--ff-display);font-size:13px;fill:#C7D0E2;font-weight:500}
.rise .chip-val{font-family:var(--ff-display);font-size:18px;fill:#fff;font-weight:600}

/* ---- trust strip ---- */
.values{background:var(--white);border-bottom:1px solid var(--line)}
.values-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.value{padding:40px 28px;border-right:1px solid var(--line)}
.value:last-child{border-right:0}
.value .vk{font-family:var(--ff-display);font-weight:600;color:var(--ink);
  font-size:1.05rem;margin-bottom:6px;display:flex;align-items:center;gap:.5rem}
.value .vk::before{content:"";width:8px;height:8px;border-radius:2px;background:var(--gold);transform:rotate(45deg)}
.value p{font-size:.95rem;color:var(--muted);margin:0}

/* ---- services grid ---- */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
.svc-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);
  padding:30px 28px;transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.svc-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:transparent}
.svc-ico{width:44px;height:44px;border-radius:12px;background:rgba(14,147,132,.10);
  display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.svc-ico svg{width:24px;height:24px;stroke:var(--teal-dk);fill:none;stroke-width:1.8}
.svc-card h3{margin-bottom:.4em}
.svc-card p{font-size:.96rem;color:var(--muted);margin-bottom:1rem}
.svc-more{font-family:var(--ff-display);font-weight:600;font-size:.9rem;color:var(--teal-dk);
  display:inline-flex;align-items:center;gap:.4rem}
.svc-more svg{width:16px;height:16px}

/* ---- integrated / approach band ---- */
.approach{background:var(--ink-2);color:#E9EDF6}
.approach .wrap{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.approach h2{color:#fff}
.approach p{color:#C2CCDD}
.approach .pts{list-style:none;margin-top:18px;display:grid;gap:14px}
.approach .pts li{display:flex;gap:12px;align-items:flex-start;color:#DCE3EF;font-size:.98rem}
.approach .pts svg{flex:0 0 auto;width:22px;height:22px;stroke:var(--gold);fill:none;stroke-width:2;margin-top:1px}

/* ---- markets ---- */
.markets-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
.market{border:1px solid var(--line);border-radius:var(--radius);padding:30px;background:var(--white)}
.market .flagrow{display:flex;align-items:center;gap:10px;margin-bottom:10px}
.market .tag{font-family:var(--ff-display);font-size:.72rem;font-weight:600;letter-spacing:.12em;
  text-transform:uppercase;color:var(--gold);background:rgba(201,161,74,.12);padding:3px 10px;border-radius:999px}
.market h3{margin:.2em 0}
.market p{font-size:.95rem;color:var(--muted);margin:0}

/* ---- CTA band ---- */
.cta-band{background:var(--ink);color:#fff;text-align:center}
.cta-band h2{color:#fff}
.cta-band p{color:#AEBAD0;max-width:54ch;margin:0 auto 26px}
.cta-actions{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}

/* ---- insights teaser ---- */
.posts{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
.post{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;
  transition:transform .18s ease,box-shadow .18s ease}
.post:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.post .pimg{height:160px;background:linear-gradient(135deg,var(--ink-2),var(--teal-dk))}
.post .pbody{padding:24px}
.post .pmeta{font-family:var(--ff-display);font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;
  color:var(--teal-dk);font-weight:600;margin-bottom:10px}
.post h3{font-size:1.08rem;margin-bottom:.4em}
.post p{font-size:.93rem;color:var(--muted);margin:0}

/* ---- footer ---- */
.site-footer{background:var(--ink);color:#AEBAD0;padding:64px 0 28px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px}
.foot-brand svg{height:30px;margin-bottom:16px}
.foot-brand p{font-size:.95rem;color:#9AA6BD;max-width:34ch}
.foot-col h4{color:#fff;font-size:.82rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:16px}
.foot-col ul{list-style:none;display:grid;gap:10px}
.foot-col a{color:#AEBAD0;font-size:.95rem}
.foot-col a:hover{color:#fff}
.foot-office{font-size:.92rem;line-height:1.55;margin-bottom:16px;color:#AEBAD0}
.foot-office strong{color:#fff;font-family:var(--ff-display);font-weight:600;display:block;margin-bottom:2px}
.ph{color:var(--gold)} /* placeholder marker */
.news{display:flex;gap:8px;margin-top:12px}
.news input{flex:1;min-width:0;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);
  border-radius:999px;padding:.7rem 1rem;color:#fff;font-family:var(--ff-body);font-size:.92rem}
.news input::placeholder{color:#8995AE}
.news input:focus{outline:2px solid var(--gold);outline-offset:1px}
.news button{border:0;background:var(--gold);color:var(--ink);font-family:var(--ff-display);
  font-weight:600;border-radius:999px;padding:.7rem 1.2rem;cursor:pointer}
.foot-bottom{display:flex;justify-content:space-between;align-items:center;gap:16px;
  margin-top:48px;padding-top:24px;border-top:1px solid rgba(255,255,255,.10);font-size:.86rem;flex-wrap:wrap}
.foot-bottom a{color:#9AA6BD}
.foot-bottom .legal{display:flex;gap:20px;flex-wrap:wrap}

/* ---- forms (shared) ---- */
.field{display:grid;gap:6px;margin-bottom:18px}
.field label{font-family:var(--ff-display);font-weight:500;font-size:.9rem;color:var(--ink)}
.field input,.field select,.field textarea{font-family:var(--ff-body);font-size:1rem;
  padding:.8rem 1rem;border:1px solid var(--line);border-radius:var(--radius-sm);
  background:var(--white);color:var(--slate)}
.field input:focus,.field select,.field textarea:focus{outline:2px solid var(--teal);outline-offset:1px;border-color:transparent}

/* ---- a11y ---- */
:focus-visible{outline:2px solid var(--teal);outline-offset:2px}
.skip{position:absolute;left:-999px}
.skip:focus{left:16px;top:12px;z-index:100;background:#fff;padding:8px 14px;border-radius:8px}

/* ---- responsive ---- */
@media (max-width:980px){
  .hero-grid{grid-template-columns:1fr;gap:36px}
  .hero-aside{order:-1;min-height:auto}
  .approach .wrap{grid-template-columns:1fr;gap:32px}
  .svc-grid,.markets-grid,.posts{grid-template-columns:1fr 1fr}
  .values-grid{grid-template-columns:1fr 1fr}
  .value:nth-child(2){border-right:0}
  .value{border-bottom:1px solid var(--line)}
  .foot-grid{grid-template-columns:1fr 1fr;gap:32px}
}
@media (max-width:680px){
  .section{padding:60px 0}
  .nav-links,.nav-actions .btn{display:none}
  .nav-toggle{display:block}
  .nav-links.open{display:flex;position:absolute;top:74px;left:0;right:0;flex-direction:column;
    gap:0;background:var(--paper);border-bottom:1px solid var(--line);padding:8px 0}
  .nav-links.open li{width:100%}
  .nav-links.open a{display:block;padding:14px 24px;border-top:1px solid var(--line)}
  .svc-grid,.markets-grid,.posts,.values-grid,.foot-grid{grid-template-columns:1fr}
  .value{border-right:0}
  .foot-bottom{flex-direction:column;align-items:flex-start}
}

/* ==========================================================================
   Service pages (Batch 2)
   ========================================================================== */
.page-hero{background:var(--ink);color:#E9EDF6;position:relative;overflow:hidden}
.page-hero::before{content:"";position:absolute;inset:0;
  background:radial-gradient(820px 360px at 88% -20%,rgba(201,161,74,.16),transparent 60%),
             radial-gradient(620px 420px at -5% 120%,rgba(14,147,132,.13),transparent 55%)}
.page-hero .wrap{position:relative;z-index:1;padding:64px 24px 72px}
.page-hero h1{color:#fff;max-width:18ch}
.page-hero .lede{color:#AEBAD0;max-width:56ch}
.page-hero .hero-cta{margin-top:26px}

.crumb{font-family:var(--ff-display);font-size:.82rem;color:#9FB0CC;margin-bottom:18px;display:flex;gap:.5rem;flex-wrap:wrap}
.crumb a{color:#9FB0CC}
.crumb a:hover{color:#fff}
.crumb span[aria-current]{color:var(--gold)}
.crumb .sep{opacity:.5}

.svc-layout{display:grid;grid-template-columns:1.7fr .9fr;gap:48px;align-items:start}
.prose h2{margin-top:0}
.prose h3{margin-top:2rem;color:var(--ink)}
.prose p{color:var(--slate)}

.incl{list-style:none;display:grid;gap:12px;margin:8px 0 4px}
.incl li{display:flex;gap:12px;align-items:flex-start;color:var(--slate)}
.incl svg{flex:0 0 auto;width:22px;height:22px;stroke:var(--teal);fill:none;stroke-width:2;margin-top:2px}

.who-grid{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:8px}
.who-grid li{display:flex;gap:10px;align-items:flex-start;color:var(--slate);font-size:.98rem}
.who-grid svg{flex:0 0 auto;width:20px;height:20px;stroke:var(--gold);fill:none;stroke-width:2;margin-top:2px}

.aside-card{position:sticky;top:96px;background:var(--ink);color:#E9EDF6;border-radius:var(--radius);
  padding:30px 28px;box-shadow:var(--shadow)}
.aside-card h3{color:#fff;font-size:1.15rem}
.aside-card p{color:#AEBAD0;font-size:.95rem}
.aside-card .btn{width:100%;justify-content:center;margin-top:6px}
.aside-card .facts{list-style:none;margin-top:22px;padding-top:22px;border-top:1px solid rgba(255,255,255,.12);display:grid;gap:14px}
.aside-card .facts li{font-size:.9rem;color:#C7D0E2}
.aside-card .facts strong{display:block;color:#fff;font-family:var(--ff-display);font-weight:600}

.note{font-size:.86rem;color:var(--muted);border-left:3px solid var(--line);padding-left:14px;margin-top:14px}

.related .svc-grid{margin-top:28px}
@media (max-width:980px){
  .svc-layout{grid-template-columns:1fr;gap:32px}
  .aside-card{position:static}
}
@media (max-width:680px){
  .who-grid{grid-template-columns:1fr}
}

/* ==========================================================================
   About / Contact / Insights (Batch 3)
   ========================================================================== */

/* --- generic intro + stats --- */
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:start}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:8px}
.stat{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.stat .n{font-family:var(--ff-display);font-weight:700;font-size:1.8rem;color:var(--ink);letter-spacing:-.02em}
.stat .l{font-size:.9rem;color:var(--muted)}

/* --- value cards (about) --- */
.vcards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:40px}
.vcard{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.vcard .vk{font-family:var(--ff-display);font-weight:600;color:var(--ink);display:flex;align-items:center;gap:.5rem;margin-bottom:8px}
.vcard .vk::before{content:"";width:9px;height:9px;border-radius:2px;background:var(--gold);transform:rotate(45deg)}
.vcard p{font-size:.94rem;color:var(--muted);margin:0}

/* --- team --- */
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:40px}
.member{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:28px;text-align:center}
.avatar{width:84px;height:84px;border-radius:50%;margin:0 auto 16px;
  background:linear-gradient(135deg,var(--ink-2),var(--teal-dk));display:flex;align-items:center;justify-content:center}
.avatar svg{width:40px;height:40px;stroke:#fff;fill:none;stroke-width:1.6}
.member h3{margin:.2em 0;font-size:1.1rem}
.member .role{font-family:var(--ff-display);font-size:.85rem;color:var(--teal-dk);font-weight:600;margin-bottom:10px}
.member p{font-size:.92rem;color:var(--muted);margin:0}

/* --- contact --- */
.contact-layout{display:grid;grid-template-columns:1.4fr .9fr;gap:48px;align-items:start}
.form-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow-sm)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;color:var(--muted);margin:6px 0 18px}
.consent input{margin-top:3px}
.form-card .btn{width:100%;justify-content:center}
.office-list{display:grid;gap:16px}
.office-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.office-card .tag{font-family:var(--ff-display);font-size:.7rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--gold)}
.office-card h3{margin:.3em 0 .2em;font-size:1.05rem}
.office-card p{font-size:.92rem;color:var(--muted);margin:0;line-height:1.5}
.map-box{margin-top:16px;height:220px;border-radius:var(--radius);border:1px dashed var(--line);
  background:repeating-linear-gradient(45deg,#fff,#fff 12px,#F2F1EC 12px,#F2F1EC 24px);
  display:flex;align-items:center;justify-content:center;color:var(--muted);font-size:.9rem;text-align:center}

/* --- insights --- */
.chips{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:28px}
.chip-btn{font-family:var(--ff-display);font-size:.85rem;font-weight:500;padding:.45rem 1rem;border-radius:999px;
  border:1px solid var(--line);background:var(--white);color:var(--slate);cursor:pointer}
.chip-btn[aria-pressed="true"]{background:var(--ink);color:#fff;border-color:var(--ink)}
.featured{display:grid;grid-template-columns:1.1fr .9fr;gap:0;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:var(--white);margin-bottom:40px}
.featured .fimg{min-height:280px;background:linear-gradient(135deg,var(--ink),var(--teal-dk))}
.featured .fbody{padding:40px}
.featured .pmeta{font-family:var(--ff-display);font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;color:var(--teal-dk);font-weight:600;margin-bottom:12px}
.featured h2{margin-bottom:.4em}

/* --- article --- */
.article{max-width:760px;margin:0 auto}
.article .post-meta{font-family:var(--ff-display);font-size:.85rem;color:var(--muted);display:flex;gap:.6rem;flex-wrap:wrap;align-items:center;margin-bottom:8px}
.article .post-meta .dot{opacity:.5}
.article h1{margin-bottom:.3em}
.article .feature-img{height:340px;border-radius:var(--radius);background:linear-gradient(135deg,var(--ink),var(--teal-dk));margin:28px 0 40px}
.article p,.article li{font-size:1.06rem;color:var(--slate)}
.article h2{margin-top:2rem;font-size:1.5rem}
.article h3{margin-top:1.6rem}
.article blockquote{margin:1.8rem 0;padding:6px 0 6px 22px;border-left:3px solid var(--gold);
  font-family:var(--ff-display);font-size:1.2rem;color:var(--ink);font-weight:500;line-height:1.5}
.article ul{padding-left:1.2rem;margin:0 0 1rem;list-style:disc}
.author-card{display:flex;gap:16px;align-items:center;margin-top:48px;padding-top:28px;border-top:1px solid var(--line)}
.author-card .avatar{margin:0;width:60px;height:60px;flex:0 0 auto}
.author-card .avatar svg{width:28px;height:28px}
.author-card .an{font-family:var(--ff-display);font-weight:600;color:var(--ink)}
.author-card .ar{font-size:.9rem;color:var(--muted)}

@media (max-width:980px){
  .split,.contact-layout,.featured{grid-template-columns:1fr;gap:32px}
  .vcards{grid-template-columns:1fr 1fr}
  .team-grid{grid-template-columns:1fr 1fr}
  .stats{grid-template-columns:1fr 1fr 1fr}
  .featured .fimg{min-height:200px}
}
@media (max-width:680px){
  .row2{grid-template-columns:1fr}
  .vcards,.team-grid,.stats{grid-template-columns:1fr}
}

/* ==========================================================================
   Imagery upgrade (hero slider, photo heroes, image sections)
   ========================================================================== */

/* ---- HOME hero: editorial split with image slider ---- */
.hero{min-height:580px;display:flex;align-items:center}
.hero-media{position:absolute;top:0;right:0;bottom:0;width:60%;z-index:0}
.hero-media .hslide{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;
  transition:opacity 1s ease;transform:scale(1.04)}
.hero-media .hslide.active{opacity:1;transform:scale(1);transition:opacity 1s ease,transform 6s ease}
.hero-media .seam{position:absolute;inset:0;
  background:linear-gradient(90deg,var(--ink) 8%,rgba(12,26,54,.55) 45%,rgba(12,26,54,.15) 100%)}
.hero .wrap{position:relative;z-index:2;width:100%}
.hero-copy{max-width:560px}
.hero-dots{position:absolute;bottom:26px;z-index:3;display:flex;gap:10px}
.hero-dots button{width:34px;height:4px;border:0;border-radius:2px;background:rgba(255,255,255,.3);cursor:pointer;padding:0}
.hero-dots button[aria-current="true"]{background:var(--gold);width:46px}
.hero-cap{display:inline-flex;align-items:center;gap:.5rem;margin-top:22px;font-family:var(--ff-display);
  font-size:.82rem;letter-spacing:.04em;color:#C7D0E2}
.hero-cap .d{width:7px;height:7px;border-radius:50%;background:var(--gold)}

@media (max-width:900px){
  .hero{min-height:0}
  .hero .wrap{padding:80px 24px 96px}
  .hero-media{width:100%}
  .hero-media .seam{background:linear-gradient(180deg,rgba(12,26,54,.72),rgba(12,26,54,.92))}
  .hero-copy{max-width:none}
  .hero-dots{left:24px;bottom:30px}
}
@media (min-width:901px){ .hero-dots{right:calc((100% - var(--maxw))/2 + 24px)} }

/* ---- INNER page hero with photo ---- */
.page-hero.has-photo::before{display:none}
.page-hero .hero-photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.page-hero .hero-photo-overlay{position:absolute;inset:0;z-index:0;
  background:linear-gradient(100deg,rgba(12,26,54,.94) 0%,rgba(12,26,54,.78) 50%,rgba(12,26,54,.6) 100%)}
.page-hero .wrap{position:relative;z-index:2}

/* ---- split section with image ---- */
.media-split{display:grid;grid-template-columns:1fr 1fr;gap:0;align-items:stretch}
.media-split .ms-img{min-height:420px;background-size:cover;background-position:center}
.media-split .ms-body{padding:64px 56px}
.media-split.dark{background:var(--ink-2);color:#E9EDF6}
.media-split.dark h2{color:#fff}.media-split.dark p{color:#C2CCDD}
.media-split .pts{list-style:none;margin-top:18px;display:grid;gap:14px}
.media-split .pts li{display:flex;gap:12px;align-items:flex-start;font-size:.98rem}
.media-split .pts svg{flex:0 0 auto;width:22px;height:22px;stroke:var(--gold);fill:none;stroke-width:2;margin-top:1px}
@media (max-width:900px){
  .media-split{grid-template-columns:1fr}
  .media-split .ms-img{min-height:240px}
  .media-split .ms-body{padding:40px 24px}
}

/* ---- photo cards (insights etc.) ---- */
.post .pimg{height:180px;background-size:cover;background-position:center}
.featured .fimg{background-size:cover;background-position:center}

/* ---- CTA band with background photo ---- */
.cta-band.has-photo{position:relative;overflow:hidden}
.cta-band.has-photo .cta-photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0;opacity:.28}
.cta-band.has-photo::after{content:"";position:absolute;inset:0;z-index:0;
  background:linear-gradient(180deg,rgba(12,26,54,.86),rgba(12,26,54,.92))}
.cta-band.has-photo .wrap{position:relative;z-index:2}

/* ---- service-card optional thumb (home) ---- */
.svc-card.with-thumb{padding:0;overflow:hidden}
.svc-card.with-thumb .thumb{height:150px;background-size:cover;background-position:center}
.svc-card.with-thumb .sc-body{padding:26px 28px}

/* ==========================================================================
   Conversion + SEO upgrade (mega menu, sticky CTA, trust, process,
   testimonials, lead magnet, FAQ, scroll reveal)
   ========================================================================== */

/* ---- mega menu ---- */
.has-mega{position:relative}
.has-mega>a::after{content:"";display:inline-block;width:6px;height:6px;margin-left:6px;
  border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:translateY(-2px) rotate(45deg);opacity:.6}
.mega{position:absolute;top:calc(100% + 10px);left:50%;transform:translateX(-50%) translateY(8px);
  width:560px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);
  padding:18px;opacity:0;visibility:hidden;transition:opacity .18s ease,transform .18s ease;z-index:60}
.has-mega:hover .mega,.has-mega:focus-within .mega{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.mega-grid{display:grid;grid-template-columns:1fr 1fr;gap:4px}
.mega-grid a{display:block;padding:10px 12px;border-radius:10px;font-family:var(--ff-body);font-weight:500;font-size:.92rem;color:var(--ink)}
.mega-grid a span{display:block;font-family:var(--ff-body);font-weight:400;font-size:.78rem;color:var(--muted);margin-top:2px}
.mega-grid a:hover{background:var(--paper);color:var(--teal-dk)}
@media (max-width:680px){ .mega{display:none} .has-mega>a::after{display:none} }

/* ---- sticky CTA ---- */
.sticky-cta{position:fixed;right:24px;bottom:24px;z-index:80;transform:translateY(150%);
  transition:transform .3s ease;box-shadow:var(--shadow)}
.sticky-cta.show{transform:translateY(0)}
@media (max-width:680px){
  .sticky-cta{right:12px;left:12px;bottom:12px}
  .sticky-cta .btn{width:100%;justify-content:center;padding:1rem}
}

/* ---- trust / stats bar ---- */
.trustbar{background:var(--white);border-bottom:1px solid var(--line)}
.tb-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.tb-item{padding:38px 24px;text-align:center;border-right:1px solid var(--line)}
.tb-item:last-child{border-right:0}
.tb-n{font-family:var(--ff-display);font-weight:700;font-size:2.2rem;color:var(--ink);letter-spacing:-.02em;line-height:1}
.tb-n .suf{color:var(--gold)}
.tb-l{font-size:.9rem;color:var(--muted);margin-top:8px}
@media (max-width:680px){.tb-grid{grid-template-columns:1fr 1fr}.tb-item:nth-child(2){border-right:0}.tb-item{border-bottom:1px solid var(--line)}}

/* ---- process timeline ---- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:44px;position:relative}
.step{position:relative}
.step .num{width:46px;height:46px;border-radius:50%;background:var(--ink);color:#fff;display:flex;
  align-items:center;justify-content:center;font-family:var(--ff-display);font-weight:600;margin-bottom:16px}
.step h3{font-size:1.05rem;margin-bottom:.3em}
.step p{font-size:.94rem;color:var(--muted);margin:0}
.step::after{content:"";position:absolute;top:23px;left:46px;right:-24px;height:2px;
  background:repeating-linear-gradient(90deg,var(--line) 0 6px,transparent 6px 12px)}
.step:last-child::after{display:none}
@media (max-width:780px){.steps{grid-template-columns:1fr 1fr}.step::after{display:none}}
@media (max-width:480px){.steps{grid-template-columns:1fr}}

/* ---- testimonials ---- */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
.quote{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:30px}
.quote .mark{font-family:var(--ff-display);font-size:2.4rem;color:var(--gold);line-height:.6;height:18px}
.quote p{font-size:1rem;color:var(--slate);margin:12px 0 18px}
.quote .who{display:flex;align-items:center;gap:12px}
.quote .who .av{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--ink-2),var(--teal-dk));
  display:flex;align-items:center;justify-content:center;color:#fff;font-family:var(--ff-display);font-weight:600;font-size:.9rem}
.quote .who .nm{font-family:var(--ff-display);font-weight:600;color:var(--ink);font-size:.92rem}
.quote .who .rl{font-size:.82rem;color:var(--muted)}
@media (max-width:900px){.quotes{grid-template-columns:1fr}}

/* ---- lead magnet ---- */
.leadmag{background:var(--ink);color:#E9EDF6;border-radius:0}
.leadmag .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.leadmag h2{color:#fff}
.leadmag p{color:#AEBAD0}
.leadmag .pts{list-style:none;margin-top:16px;display:grid;gap:12px}
.leadmag .pts li{display:flex;gap:10px;align-items:flex-start;color:#DCE3EF;font-size:.96rem}
.leadmag .pts svg{flex:0 0 auto;width:20px;height:20px;stroke:var(--gold);fill:none;stroke-width:2;margin-top:2px}
.leadmag .lm-card{background:#fff;border-radius:var(--radius);padding:30px;color:var(--slate)}
.leadmag .lm-card h3{color:var(--ink)}
.leadmag .lm-card .btn{width:100%;justify-content:center}
@media (max-width:900px){.leadmag .wrap{grid-template-columns:1fr;gap:28px}}

/* ---- FAQ ---- */
.faq{max-width:820px;margin:36px auto 0}
.faq details{border:1px solid var(--line);border-radius:12px;background:var(--white);margin-bottom:12px;overflow:hidden}
.faq summary{list-style:none;cursor:pointer;padding:20px 22px;font-family:var(--ff-display);font-weight:600;
  color:var(--ink);display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.4rem;color:var(--teal-dk);line-height:1}
.faq details[open] summary::after{content:"–"}
.faq .ans{padding:0 22px 20px;color:var(--slate)}
.faq .ans p{margin:0}

/* ---- scroll reveal ---- */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}}

/* ==========================================================================
   Conversion + trust layer (Batch 5)
   ========================================================================== */

/* ---- stronger CTA label spacing already covered by .btn ---- */

/* ---- Services mega menu (desktop) ---- */
.has-mega{position:relative}
.mega{position:absolute;top:100%;left:50%;transform:translateX(-50%) translateY(8px);
  width:min(760px,90vw);background:var(--white);border:1px solid var(--line);border-radius:16px;
  box-shadow:var(--shadow);padding:18px;opacity:0;visibility:hidden;transition:opacity .18s ease,transform .18s ease;z-index:60}
.has-mega:hover .mega,.has-mega:focus-within .mega{opacity:1;visibility:visible;transform:translateX(-50%) translateY(10px)}
.mega-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:6px}
.mega-grid a{display:flex;gap:10px;align-items:center;padding:12px;border-radius:10px;color:var(--ink);font-size:.92rem}
.mega-grid a:hover{background:var(--paper)}
.mega-grid .mi{width:34px;height:34px;border-radius:8px;background:rgba(14,147,132,.10);display:flex;align-items:center;justify-content:center;flex:0 0 auto}
.mega-grid .mi svg{width:18px;height:18px;stroke:var(--teal-dk);fill:none;stroke-width:1.8}
@media (max-width:680px){ .mega{display:none} }

/* ---- mobile sticky CTA bar ---- */
.mobile-cta{position:fixed;left:0;right:0;bottom:0;z-index:80;display:none;
  gap:10px;padding:10px 16px;background:rgba(12,26,54,.96);backdrop-filter:blur(8px);
  border-top:1px solid rgba(255,255,255,.12)}
.mobile-cta .btn{flex:1;justify-content:center}
@media (max-width:680px){ .mobile-cta{display:flex} body{padding-bottom:68px} }

/* ---- trust / stats strip ---- */
.trust{background:var(--ink);color:#E9EDF6}
.trust .wrap{padding:40px 24px}
.trust-head{font-family:var(--ff-display);font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;
  color:#9FB0CC;text-align:center;margin-bottom:26px}
.stat-row{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.stat-row .n{font-family:var(--ff-display);font-weight:700;font-size:2.3rem;color:#fff;letter-spacing:-.02em;line-height:1}
.stat-row .n .suf{color:var(--gold)}
.stat-row .l{font-size:.86rem;color:#AEBAD0;margin-top:8px}
.stat-row .ph{color:var(--gold)}
@media (max-width:680px){ .stat-row{grid-template-columns:1fr 1fr;gap:24px} }

/* ---- problem / solution ---- */
.ps-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:40px}
.ps-card{border-radius:var(--radius);padding:32px;border:1px solid var(--line);background:var(--white)}
.ps-card.problem{background:var(--paper)}
.ps-card h3{display:flex;align-items:center;gap:10px}
.ps-card .ic{width:30px;height:30px;border-radius:8px;display:flex;align-items:center;justify-content:center}
.ps-card.problem .ic{background:rgba(180,60,60,.12)}
.ps-card.solution .ic{background:rgba(14,147,132,.12)}
.ps-card .ic svg{width:18px;height:18px;stroke-width:2;fill:none}
.ps-card.problem .ic svg{stroke:#B43C3C}.ps-card.solution .ic svg{stroke:var(--teal-dk)}
.ps-card ul{list-style:none;display:grid;gap:10px;margin-top:6px}
.ps-card li{display:flex;gap:10px;align-items:flex-start;font-size:.96rem;color:var(--slate)}
.ps-card li svg{flex:0 0 auto;width:18px;height:18px;margin-top:3px}
.ps-card.problem li svg{stroke:#B43C3C}.ps-card.solution li svg{stroke:var(--teal-dk)}
@media (max-width:780px){ .ps-grid{grid-template-columns:1fr} }

/* ---- process timeline ---- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:44px;counter-reset:step}
.step{position:relative;padding-top:54px}
.step::before{counter-increment:step;content:counter(step);position:absolute;top:0;left:0;
  width:40px;height:40px;border-radius:50%;background:var(--ink);color:#fff;font-family:var(--ff-display);
  font-weight:600;display:flex;align-items:center;justify-content:center}
.step::after{content:"";position:absolute;top:20px;left:40px;right:-22px;height:2px;background:var(--line)}
.step:last-child::after{display:none}
.step h3{font-size:1.05rem;margin-bottom:.3em}
.step p{font-size:.93rem;color:var(--muted);margin:0}
@media (max-width:780px){ .steps{grid-template-columns:1fr 1fr} .step::after{display:none} }
@media (max-width:480px){ .steps{grid-template-columns:1fr} }

/* ---- testimonials ---- */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:40px}
.quote{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:30px}
.quote .stars{color:var(--gold);letter-spacing:2px;margin-bottom:12px}
.quote blockquote{margin:0 0 18px;font-size:1.02rem;color:var(--ink);line-height:1.6}
.quote .who{display:flex;align-items:center;gap:12px}
.quote .av{width:42px;height:42px;border-radius:50%;background:linear-gradient(135deg,var(--ink-2),var(--teal-dk))}
.quote .nm{font-family:var(--ff-display);font-weight:600;color:var(--ink);font-size:.92rem}
.quote .rl{font-size:.82rem;color:var(--muted)}
@media (max-width:900px){ .quotes{grid-template-columns:1fr} }

/* ---- lead magnet ---- */
.lead{background:var(--ink-2);color:#E9EDF6}
.lead .wrap{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;padding:64px 24px}
.lead h2{color:#fff}.lead p{color:#C2CCDD}
.lead ul{list-style:none;display:grid;gap:12px;margin-top:18px}
.lead ul li{display:flex;gap:10px;align-items:center;color:#DCE3EF;font-size:.96rem}
.lead ul svg{width:20px;height:20px;stroke:var(--gold);fill:none;stroke-width:2}
.lead-form{background:var(--white);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}
.lead-form h3{color:var(--ink)}
.lead-form .btn{width:100%;justify-content:center;margin-top:4px}
.lead-form .fine{font-size:.8rem;color:var(--muted);margin-top:12px}
@media (max-width:900px){ .lead .wrap{grid-template-columns:1fr;gap:32px} }

/* ---- FAQ ---- */
.faq{max-width:820px;margin:40px auto 0}
.faq details{border:1px solid var(--line);border-radius:12px;background:var(--white);margin-bottom:12px;overflow:hidden}
.faq summary{list-style:none;cursor:pointer;padding:20px 24px;font-family:var(--ff-display);font-weight:600;
  color:var(--ink);display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.4rem;color:var(--teal-dk);transition:transform .2s ease}
.faq details[open] summary::after{content:"\2212"}
.faq .a{padding:0 24px 22px;color:var(--slate);font-size:.98rem}

/* ---- scroll reveal (only hides when JS is active) ---- */
html.js .reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
html.js .reveal.is-visible{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){ html.js .reveal{opacity:1;transform:none;transition:none} }

/* ==========================================================================
   Depth + trust (Batch 6): value prop, why-cards, service depth, map
   ========================================================================== */

/* ---- homepage value proposition ---- */
.vp-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:40px}
.vp{padding-top:18px;border-top:2px solid var(--gold)}
.vp h3{font-size:1.02rem;margin-bottom:.4em}
.vp p{font-size:.94rem;color:var(--muted);margin:0}
@media (max-width:900px){.vp-grid{grid-template-columns:1fr 1fr}}
@media (max-width:540px){.vp-grid{grid-template-columns:1fr}}

/* ---- why monetrax cards ---- */
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:40px}
.why-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:30px;
  transition:transform .18s ease,box-shadow .18s ease}
.why-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.why-card .wi{width:46px;height:46px;border-radius:12px;background:rgba(201,161,74,.14);
  display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.why-card .wi svg{width:24px;height:24px;stroke:var(--gold);fill:none;stroke-width:1.8}
.why-card h3{font-size:1.08rem;margin-bottom:.4em}
.why-card p{font-size:.95rem;color:var(--muted);margin:0}
@media (max-width:900px){.why-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.why-grid{grid-template-columns:1fr}}

/* ---- industry tags ---- */
.tags{display:flex;flex-wrap:wrap;gap:10px;margin-top:8px}
.tag-pill{display:inline-flex;align-items:center;gap:8px;font-family:var(--ff-display);font-size:.88rem;
  font-weight:500;color:var(--ink);background:var(--white);border:1px solid var(--line);border-radius:999px;padding:.5rem 1rem}
.tag-pill svg{width:16px;height:16px;stroke:var(--teal-dk);fill:none;stroke-width:1.8}

/* ---- service deep: subsection blocks ---- */
.block{margin-top:2.4rem}
.block > h2{font-size:1.5rem}
.challenges{list-style:none;display:grid;gap:12px;margin-top:8px}
.challenges li{display:flex;gap:12px;align-items:flex-start;color:var(--slate)}
.challenges li svg{flex:0 0 auto;width:22px;height:22px;stroke:#B43C3C;fill:none;stroke-width:2;margin-top:2px}

/* ---- inline mid CTA ---- */
.midcta{background:var(--ink);color:#fff;border-radius:var(--radius);padding:30px 34px;margin-top:2.6rem;
  display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.midcta p{margin:0;color:#C7D0E2;max-width:46ch}
.midcta strong{color:#fff;font-family:var(--ff-display);font-size:1.1rem;display:block;margin-bottom:4px}
.midcta .btn{flex:0 0 auto}

/* ---- locations map ---- */
.locmap{margin-top:44px;background:var(--ink);border-radius:var(--radius);padding:36px;position:relative;overflow:hidden}
.locmap svg{width:100%;height:auto;display:block}
.locmap .grid-bg{stroke:rgba(255,255,255,.06);stroke-width:1;fill:none}
.locmap .land{fill:rgba(255,255,255,.07)}
.locmap .arc{fill:none;stroke:var(--gold);stroke-width:1.5;stroke-dasharray:3 7;opacity:.7}
.locmap .pin{fill:var(--gold)}
.locmap .pin-ring{fill:none;stroke:var(--gold);stroke-width:1.5;opacity:.5}
.locmap .lbl{font-family:var(--ff-display);font-size:13px;font-weight:600;fill:#fff}
.locmap .sub{font-family:var(--ff-display);font-size:10px;fill:#9FB0CC}

/* ---- footer social + disclosure ---- */
.foot-social{display:flex;gap:12px;margin-top:18px}
.foot-social a{width:38px;height:38px;border-radius:9px;border:1px solid rgba(255,255,255,.16);
  display:flex;align-items:center;justify-content:center;color:#AEBAD0}
.foot-social a:hover{border-color:var(--gold);color:#fff}
.foot-social svg{width:18px;height:18px;fill:currentColor}
.foot-disclosure{font-size:.8rem;color:#8995AE;max-width:80ch;margin-top:6px}